Privacy Policy

1. Introduction

Financial Calculators ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

2. Information We Collect

2.1 Information You Provide

We collect information that you voluntarily provide to us, including:

• Email address (if you subscribe to our newsletter)
• Calculator inputs (stored locally in your browser only)
• Feedback or comments you submit

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on our site
• Referring website or search terms

3. How We Use Your Information

We use the collected information for:

• Providing and improving our calculator services
• Sending newsletters (only if you subscribed)
• Analyzing website usage and improving user experience
• Detecting and preventing fraud or security issues
• Complying with legal obligations

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Google Analytics to understand how visitors use our site
• Advertising Cookies: Google AdSense for displaying relevant ads
• Preference Cookies: Remember your settings like dark mode

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

5. Third-Party Services

5.1 Google Analytics

We use Google Analytics to analyze website traffic. Google Analytics uses cookies to collect information about your use of our website. For more information, visit Google's Privacy Policy.

5.2 Google AdSense

We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your visits to our site and other sites. You can opt out of personalized advertising by visiting Google Ad Settings.

6. Data Storage and Security

Your calculator inputs are stored locally in your browser using localStorage and are never transmitted to our servers. We implement reasonable security measures to protect any information we do collect, but no method of transmission over the internet is 100% secure.

7. Your Rights

Depending on your location, you may have the following rights:

• Access: Request access to your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your data
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Request a copy of your data

To exercise these rights, please contact us at privacy@financialcalculators.com

8. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

9. International Users

Our website is operated in the United States. If you access our site from outside the U.S., your information may be transferred to and processed in the U.S.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at: